How To Choose The Right Bankruptcy Attorney
Your debt has been accumulating for months, even years. Or maybe a recent event caused your debt to increase quickly. Either way, your mortgage, car loans, credit card debt, all of these expenses have become too much to keep up with. When you’ve exhausted all of your financial options and have faced the reality of
How Hiring A Debt Counselor Can Help You
In difficult times such as these, it is easy for individuals and families to acquire significant amounts of debt. This is especially true in the age of the credit card. With a swipe of a card the majority of consumers across the country have access to thousands of dollars right at their fingertips. Before you
How To Protect Your Personal Property During Bankruptcy
How To Protect Your Personal Property During Bankruptcy Making the final decision to file for bankruptcy can be daunting, especially when you take into consideration all of the assets and personal property you’ve worked hard for. At Tom Orr Law we are here to make those decisions less difficult and answer all the “what if”
Bankruptcy Exemptions in New Jersey
There are a variety of NJ bankruptcy exemptions available to those filing for bankruptcy in the state. These exemptions are an essential aspect of the bankruptcy process because they protect your property from creditors. This blog will educate you on the various New Jersey bankruptcy exemptions. You have two choices when filing for bankruptcy in
Bankruptcy Fresh Start: Tips to Succeed in Life After Bankruptcy
You recently filed for Chapter 7, 11 or even 13 bankruptcy, and you have made it to the point where all of your debt has finally been discharged. You’re now ready to begin your life after bankruptcy and are asking yourself the question, “what do I do next?” It’s essential to understand what happens when
Payday Loans – What You Need to Know
My clients come to me in need of a fresh start. They are getting calls from collection agencies left and right and are often using credit to buy the necessities such as food. Credit cards and mortgages are considered long-term loans. Payday loans are the most common type of short-term, unsecured lending, offering a
